Mentis Harvest Financial planning · Tak Bai

Field notes

Pages from the Tak Bai desk.

These notes are about the decisions inside a long-term savings goal: which month sets the contribution, how school fees sit beside groceries, and when a map should be rewritten. Lalita writes them between sittings.

A quiet coastal residential lane at dusk with a fenced empty plot and warm window light

12 March 2026 · Lalita Chaiyasit

Counting a five-year house plot before you name the monthly line

A relative’s price for a plot in Taba is only the first figure. The monthly line comes after the thin months are named.

Two small fabric pouches and blank cards on dark lacquered wood

2 June 2026 · Lalita Chaiyasit

Two purses: school fees and the grocery month

When tuition and supper come out of the same envelope, the school always wins the argument and the kitchen loses the month.

An empty velvet chair at a lacquered desk with a closed folder and a copper lamp

28 July 2026 · Lalita Chaiyasit

What to carry into the first savings sitting

You do not need a perfect spreadsheet. You need the months you actually lived, and the goal you are willing to say aloud.

An evening dining table in a southern Thai home with a closed notebook after a meal

4 September 2026 · Lalita Chaiyasit

Rewriting the contribution line after a family change

A savings map is a dated promise to yourselves. When the household changes, the promise is rewritten, not quietly broken.