Mentis Harvest Financial planning · Tak Bai

Field note · 2 June 2026

Two purses: school fees and the grocery month

Lalita Chaiyasit · Mentis Harvest, Tak Bai

Two small fabric pouches and blank cards on dark lacquered wood

A mother in Tak Bai kept one envelope for everything that was not rent. School fees, the market, the uncle’s bus fare, a broken pump. When the school asked for the term’s sum, the envelope lost, and the rest of the month was borrowed from a sister. She did not need a lecture about discipline. She needed a second purse.

Name the school purse out loud

At the school-years sitting we wrote the fees she already pays, the years left at the local school, and a guessed figure for a later college year in Hat Yai, marked clearly as a guess. The school purse received a fixed transfer on the day wages arrived. The grocery purse received what remained. The order matters: the school amount leaves first, but only after rent and a stated grocery floor stay behind.

The grocery floor is the part people skip. If the school purse is filled by shrinking supper, the plan lasts until the first hungry week and then collapses in shame. We would rather see a smaller school line that survives Songkran.

Large school months

Some terms ask for more than a twelfth of the year. The schedule names those months so the household can set aside a little more in the quieter school weeks, instead of meeting the invoice with a loan. The written page has the month names on it. It does not have a slogan.

Two purses can be two accounts, two envelopes, or two columns in a notebook. The form is the household’s. The separation is the planning.